Dealing With a Hit-And-Run Collision
According to the AAA Foundation for Traffic Safety, data shows that the number of hit-and-run collisions is rising at an alarming rate. It is estimated that there is one hit-and-run accident every minute in the United States. These hit-and-run drivers are committing serious crimes that are leaving motorists suffering serious injuries.
If you are involved in a hit-and-run collision, all evidence should be promptly preserved, including eyewitness statements, dash cam footage, security camera footage, and police reports. Such evidence can be used to track down the hit-and-run motorist. However, the hit-and-run driver cannot always be identified. If you are involved in a hit-and-run collision, or if the other driver is uninsured, you may be able to bring an uninsured motorist claim under your vehicle insurance policy. Uninsured motorist coverage is your insurance coverage protecting you and passengers when you are involved in a hit-and-run vehicle collision or with a driver who does not have auto insurance who is at fault for a collision. In some states including South Dakota, uninsured motorist coverage is required on your purchased auto policy; in some other states it is optional.
Uninsured motorist coverage is often abbreviated “UM” on an insurance policy; sometimes called uninsured motorist bodily injury coverage, or “UMBI”; and sometimes in policies it is also referred to as uninsured/underinsured motorist protection.
If you or a passenger are injured in a hit-and-run collision or caused by an uninsured driver, a claim can be made against applicable uninsured motorist coverage for damages including, but not limited to, medical bills, future medical care, lost income, pain and suffering, permanency of injury, and other damages. Make sure you know if you have applicable uninsured motorist coverage to pursue and the full claim that can be pursued for your injuries if a hit-and-run or uninsured motorist has injured you.
Moore·Faust Injury Law Group will provide you, free of charge, a confidential consultation regarding the merits and value of your injury claim. This consultation is based on the specifics of your individual claim regardless of where you are in the claim process. During the consultation we allow and encourage you to ask any questions you may have regarding your claim.
Don't Go it Alone
If you or a loved one has been involved in an auto accident, you need the assistance of an auto accident lawyer if another driver caused the accident and you or your family member suffered injury or damage to your property. Insurance adjusters work for the insurance company and will attempt to save that insurance company as much money as possible.
Internal studies of the insurance companies studies have shown that when an accident victim is being assisted by an attorney, the average payout is approximately three times in comparison to when the accident victim attempts to represent him or herself.
Claims are Complex
The auto accident claims process is difficult, but an auto accident attorney will aid you in dealing with insurance adjusters in pursuing the full amount you are due. When filing your auto accident claim, you will need to prove that the other driver is liable for the damages you are suffering from. Also, proof must establish the nature and extent of your injuries, as well as the injuries were caused by the collision. Moreover, an auto accident attorney can further investigate the facts surrounding a claim, including getting testimony from witnesses, medical documentation and proving your injuries and lost income proof. Your auto accident attorney will properly file and pursue your insurance claim. An auto accident claim can involve many different aspects that you may not be familiar with, and an auto accident attorney will be able to help you.
No-Cost Review of Your Claim
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